Alabama is a state that offers not only tax lien certificates but also tax foreclosure sales (tax deed sales). Alabama tax lien certificates at time of research are set at 12%, they can go up to 15%, but without getting into too much detail we will say 12%. The redemption period is 3 years, which means if the tax certificate is not redeemed (paid in full with interest) within 3 years the certificate will automatically become a tax lien deed.

Tax lien investing is a very safe type of investing with a high rate of return and very little risk. A few reasons are; Alabama tax lien certificates are issued and backed by the government and the government watches over sales of these certificates. Tax lien investing is safe due to the fact the property which has unpaid taxes due becomes a security in the event a taxpayer never pays his taxes. I am saying a property owner could lose all rights to his property if he does not pay his tax bill within 3 years. This makes paying taxes a main priority and investing almost to good to be true.

Besides a delinquent tax payer possibly losing his property outright if he does not pay taxes Alabama tax lien certificates are a safe and appealing investment for a whole other reason. These certificates have an extremely high late fee interest rate (12% up to 15%) if a taxpayer does not pay his taxes on time. This is a late payment interest fee the government collects along with the amount of total tax payment that was originally due and sends it on to the holder of the Alabama tax lien certificate, you the investor ( when the late paying taxpayer settles his debt). This the incentive to invest in Alabama tax lien certificates. With the high interest rate penalty and the possibility of losing their property outright, over 98% of delinquent taxes payers settle their debt almost guaranteeing your investment to be successful. Can you think of another investment with as little risk involved and a possibility of such a return on investment? Those are the main reasons tax lien investing is lucrative and appealing.

Are you beginning to see the rewards and financial opportunity Alabama tax lien certificates can offer? And why savvy investors do not go around talking about this golden opportunity?

Investing in Alabama tax lien certificates does not have to be intimidating if you are skilled and armed with knowledge and information to follow the wealth of opportunity that has been presented to you.

To many try a shotgun approach to any investing, quite often ending up defeated, losing money and feeling failure. Do not shoot yourself in the foot and get started the wrong way.

Stuart J Miller is enamored with tax lien investing. If what you have just read grabbed your attention on the possibilities of investing, go to Alabama Tax Lien Certificates for more information and a complete 'System' to show you how to invest in profitable Certificates and Tax Deeds. Plus grab these 3 bonuses FREE- 1) Exclusive private invitation to attend a one-of-a-kind Q & A teleseminar with the Tax Lien lady, 2) How to use a Self-directed IRA to invest in Tax Lien Certificates and Deeds, 3) State guide to Tax Lien and Deed Investing in every state. Alabama Tax Lien Certificates

Source: www.articletrader.com